Promsvyazbank has introduced new types of consumer loans: target consumer credit without collateral, target consumer credit to the consumer credit and non-earmarked for regular customers. This was reported in the press-service credit and financial organizations.
Non
consumer credit without collateral to provide funds for a period of 1 to 60 months. Minimum loan amount is 30 thousand rubles, or 1 thousand dollars/euro, the maximum sum - 300 thousand rubles, or 10 thousand U.S. $/Euro. The rate for Ruble loans - 19% per annum for foreign currency - 15% per annum.
Consumer credit with allow to obtain a loan under the guarantee of at least two persons or property on bail for a period of 1 to 60 months. Minimum loan amount - 300 thousand rubles, or 10 thousand dollars/euro, the maximum amount - 9 million rubles, or 300 thousand U.S. $/Euro. The interest rate depends on the term loan and may range from 17% to 19% for ruble loans, and 13-15% on loans in foreign currency.
Non
consumer credit to customers is a loyalty program for regular clients. Provision of this loan depends on the amount of borrowed funds. Term loan - up to 7 years. Minimum loan amount under this program for Moscow is 30 thousand rubles, or 1 thousand dollars/euro, for the Moscow region and the regional subsidiaries - 15 thousand rubles or 500 dollars/euros. Maximum amount - 1.5 million rubles, or 50 thousand U.S. $/Euro. The interest rate depends on the length and is 14-17% for ruble loans, 12-15% - in foreign currency.
According to IA «Banki.ru» and agency «Interfax-CEA», OJSC «Promsvyazbank» occupies 12 th place in rating of banks of Moscow. Assets-net: 283 531 060 thousand rubles (12 th place in Russia). The principal owners of the bank are brothers Dmitry and Alexei Ananjeva. Bank - a participant of deposit insurance.
