From December 11 to ZAO Raiffeisenbank Austria entered into force on the changes in mortgage lending. Now you can apply for any loan amount, as there is no maximum, minimum size was reduced to 15 thousand dollars SSHA/400 rubles. The interest rate is reduced and can range from 9% per annum for loans in U.S. dollars.
Conditions for buying houses in the secondary housing market became identical to the terms of the purchase of flats in the secondary market, namely: work in the same interest rates and the level of funding is 85% of the value of real estate.
increased the term loan for the purchase of the land c 3 years to 15, and for repairs to 10 years to 15. Also at the credits for the purchase of land and renovation of increased funding, which now constitutes 75% of the value of real estate.
line of mortgage products the bank and a new program: a loan for any purposes under the pledge of existing housing. The maximum amount of financing for this loan is 75% of the cost of laying the real estate.
In addition, new products include a proposal for refinancing loans for the purchase of land and renovation of real estate as well as the opportunity to purchase a cottage built on the security of existing properties.
The inhabitants of cities where the branches are open Raiffeisenbank, the opportunity to buy property in any other region in the presence of a branch bank. For example, the borrower, who lives and works in Novosibirsk, could buy an apartment in St. Petersburg.
Changes in mortgage program introduced simultaneously in all the regional branches of Raiffeisenbank: Moscow, St. Petersburg, Ekaterinburg, Novosibirsk, Samara, Chelyabinsk, Krasnodar, Krasnoyarsk, Perm.
Source: RBK.Kredit
