Bank UralSib "introduced new and more loyal to their own terms of mortgage lending programs.
Since July 2006, the initial fee was reduced to 10% of the cost of purchasing housing, the maximum term of the mortgage lending increased to 30 years age limit borrowing increased to 70 years. At the same borrower on the expiry of 2/3 the period of loan shall not be fulfilled more than 60 years, a client seeking a mortgage loan, no longer is required to have a permanent record in the city/municipality where the housing is acquired. Borrower may have a permanent record for at least 6 months in any city or town where the office and operates sales bank «UralSib», and have a permanent place of work for at least 6 months in the same or any other city/town where and operates sales office bank «UralSib».
addition, from July this year, the bank «UralSib» introduced new interest rates within their own programs of mortgage lending: from 13% to 14.5% - in rubles, from 10% to 11.5% - in foreign currency (U.S. dollars, euros). The basic principle of the new tariff grid is to differentiate the interest rate depending on the term loan and the value of the initial fee. Thus, each borrower has the opportunity to choose the optimum conditions for a mortgage.
Today
Bank «UralSib» is one of the most active market participants, through their own mortgage lending programs and the Federal Housing Loan Program of JSC «AHML».
By
own programs bank customer can purchase an apartment in the newly delivered or under construction homes, housing in the secondary market, as well as the room. It should be noted that the Program «Mortgage lending to improve living conditions in the stock of housing» client can get a mortgage without a down payment or a minimum contribution of 10% of the cost of purchased housing - depending on the selected option credit.
in major regional cities of Bank «UralSib» Centers opens mortgage. Today, the largest of them operate in Ufa and Krasnodar. The principal difference between these points is that in one office for the convenience of the bank's clients gathered all the experts on housing market - lending inspectors, realtors, insurers, lawyers, independent evaluation and registration services.
Total mortgage loans with the bank «UralSib» from the beginning of 2004, more than 6 billion rubles.
By press releases.
