Moscow Credit Bank and real estate agency «Laurel» offered a special program of mortgage lending «Hypothec without commissions». The main competition honors new program from the bank programs submitted at present the market is the absolute transparency of the conditions of the loan, which can be the lack of any bank commissions for the examination of the application, issuance and maintenance of credit, etc., leading to its cost.
Cost of credit to borrowers under the program «Mortgage without commissions» will be determined only interest rate - 9.9% in U.S. dollars and 12% in rubles. Thus all the conditions of the basic program: initial payment - from 20% of the value of an apartment, a term loan - up to 15 years when you make a loan in U.S. dollars and up to 10 years - in rubles, the amount of credit - from 30 thousand to 250 thousand U.S. United States, or from 1 million to 7.5 million rubles. Term of consideration of credit application 4 days, the possibility of early repayment without penalties - ranging from 4 months of the loan agreement.
Besides lending conditions important positive Honors Program «Mortgage without commissions» is an integrated approach to customer service, which is based on common corporate standards. Notably, the program of mortgage lending is a «single window». Turning to the agency «Laurel», the borrower saves a considerable amount of time, nerves and energy and dismissed by much of the organizational work. Personal Agency staff takes all the questions, not only on the selection of housing, design documentation, configuration documentation, but also their harmonization with the Moscow Credit Bank. In fact, borrowers need to visit the office of the Moscow credit bank of 1 times in order to carry out a transaction of purchase of apartment.
According to the head of lending to individuals ICD Oksana Likhachova, a joint program with the agency «Laurel», with its unique conditions, not only for providing loans, but customer service will find a good popularity in the domestic market. General director of «Laurel» Irina Radchenko said that with the growing demand for apartments is very important to start searching a suitable treatment option in conjunction with the bank for a loan, only in this case the buyer can be sure that he does not spend time and money wasted. Mortgage broker, combining the experience and knowledge of the real estate market and the mortgage, the borrower will be able to pick the best option and promptly formalize the deal.
Source: www.ipocredit.ru
