Bank «Petrocommerce» embarked on a program of mortgage lending. In the first stage, the bank will grant loans for the purchase of apartments in the processing of (registered) property rights in houses located on the territory of the Russian Federation.
Mortgage loans are granted in rubles, dollars or euros for a period of 1 to 10 years. The minimum loan amount is 300 thousand rubles, or 10 thousand dollars/euro, the maximum amount does not exceed 85% of the value of the apartment and determined individually in accordance with the Bank methodology.
To obtain a loan a prospective borrower must provide a passport to the bank, an additional proof of identity, as well as a certificate of income. If the statement of earnings for a 2-NDFL interest rate on foreign currency loans is 13% per annum on the ruble - 17% per annum. In providing a reference rate in rubles increased by 2% for foreign currency loans - at 1.5%. Moreover, in this case, you must provide a copy of employment record certified by the employer.
Single fee for registration and consideration of the application for a mortgage loan is equal to 3 thousand rubles, the same amount to pay for processing the transaction. The possibility of early repayment of the loan at any time and for any amount over the life of the loan agreement. This is the press-service bank.
