«Avtobank-NIKoil» proposes a new mortgage loan on the secondary housing market of Moscow region. The program is designed primarily for middle-class Muscovites and residents of Russia.
credit is given for up to 6 million rubles (or its equivalent in foreign currency) for up to 15 years. The rates are equal to 11% on loans in the U.S. and 15% - in rubles, the contribution of own funds is 20% of the value of the apartment. Commission for a one-credit operations - 1% of the loan amount, the commission for consideration of credit application - 1 ths rubles (introduced after pre-qualification application).
Early repayment of the loan shall be without penalty after 6 months of the loan. In the bond can be purchased dwelling designed or existing property, the main thing - that the apartment was in Moscow or the field. Repayment of the loan and interest monthly payments at any of the branches.
A statement on a loan can contact any person aged 18 to 60 years, has Russian citizenship and has a total length of service of not less than 1 year and at the last place of work - at least 6 months . Consideration of the application and the decision is implemented in a period of not more than 5 days, after which the customer can choose an apartment within a period of 3 months. If a suitable apartment in the same period there is, the bank prolonged decision for another 3 months.
