According to the "Classic +" initial contribution is 9% of the value of the car. The interest rate on the loan in U.S. dollars, depending on the number of documents ranges from 9% -10.5% per annum. The amount of credit for the purchase of domestic or foreign vehicle production, can vary from 2 000 to U.S. $ 100 000. The cost of the insurance policy "AVTOKASKO" 9.9% of the value of the car. Partner Bank program of "Classic +" is an insurance company Oranta ".
Promsvyazbank also proposes to use the new credit program of buying a car, where there is no requirement of compulsory insurance "AVTOKASKO. This program makes the car more affordable for those who are not planning to insure your car against theft and damage. On average, the policy "AVTOKASKO" an insurance company partner-bank cost of the customer 10% of the value of the car. Down payment for a car of this program is 30%, the interest rate for credit - 12% per annum. Credit is given in U.S. dollars and may be an amount of 2 000 to 50 000.
Under the new credit programs of interest is charged only on outstanding debt. Loan repayment - monthly, in equal shares. In addition, the bank does not charge penalty interest in case of early repayment of the loan and the maximum term of credit - 3,5 years.
For customer convenience, the procedure for repayment of the credit can be carried out through Internet banking system PSB On-line.
Currently, new car programs are implemented in Moscow and the Moscow offices of additional Promsvyazbank.
Source:
Kredity.Ru