55 regions of Russia have already reached the conveyor issuance and sale of mortgage loans, the same throughout the country, reported Nakanune.RU in the National Investment Council. The problems of mortgage lending were discussed in Moscow at the second scientific conference of the project "Construction of affordable housing for people with middle and low income".
"To date, 72 of the region are working on a program of the Agency for Mortgage Lending on a uniform system of refinancing, and in 2005 we hope to complete coverage of all regions of the country by the system , - said Director IIEPS Russian Academy of Sciences, A. Cherniak. -
On average, per month sold 1500 loans. The absolute Volga Federal District is a leader. behind the Central District, the second largest Siberian District. I think that within 1-3 years, the situation should align ".
Also suggested that if the regulatory environment today is fully consistent with the issues that must be addressed, the mortgage bonds could be placed under the rate of 8% in Russian rubles, which would reduce the interest rate on mortgage loans almost 1.5-fold. The conference participants concluded that the project "Affordable housing" is possible only if public-private collaboration.
Source:
eve