volume of consumer lending market in Russia in 2006 may increase to 2 billion dollars, experts believe "Home Credit and Finance Bank". As noted in the material bank, on July 1, the volume of market loans to individuals amounted to 433 billion rubles, while 51.6% were for non-earmarked loans (unsecured loans to individuals), consumer loans stood at 8.8% of total loans to individuals . The volume of commercial lending market - the issuance of express loans for the purchase of goods in stores partner - was at 1 July 2004, 38 billion rubles.
analysts estimated the bank, the share of major players in consumer lending in the first half of 2004 were as follows: Bank "Russian standard" owned 34% of the market, "Home Credit and Finance Bank" - 20%, the bank "First O. VK " - 5%, the remaining members controlled 41% of the market. Overall growth in consumer credit market from June 2003 to June 2004 amounted to 475%, experts believe the bank.
As noted in the materials bank, the average potential customer market consumer (commercial) lending in Russia has a monthly income of up to 15 thousand rubles, the age of 23 to 45 years, has a secondary education and is a commercial or public servants. This performance corresponds to 25-33% of all Russian citizens.
Source: Rockefeller ;
