News

JSC "International Moscow Bank" has started to provide individuals targeted credits for being in the borrower's property room for the next needs: the purchase of real estate on the primary or secondary market, the construction or purchase of a country house, purchase of land and renovation of residential real estate.

IMB offers targeted loans for up to 10 years in the amount of 25 thousand U.S. dollars to 400 Thousands of U.S. dollars at rates of 10.5% per annum - for the purchase of land or residential property, and from 12% a year - for the renovation and construction. The loan amount can be as high as 70% of the appraised value of laying flat. Payments on the loan may be 40% of monthly income of the borrower or the total income of his family.

"In the medium-term strategy for the development of retail services IMB pays great attention to lending to people. Only in this year of all types of loans granted Bank for individuals, almost doubled, reaching, about 3.5 billion rubles. We're constantly expanding the range of credit products for individuals. In the last two or three years we have systematically brought to the market for buying a car loan, consumer loan and credit unrelated to the purchase flats in the secondary mortgage market by buying an apartment.

Now we are significantly expanding the financial capacity of borrowers, suggesting the form of an existing mortgage their home, to determine, as received from the bank takes the credit. Unlike untied consumer credit, which does not require registration of collateral, but limited the maximum amount of 25 thousand dollars, our new loan allows you to realize the most daring ideas of the potential borrower: it is expensive and "western" and the purchase of a good country house, land, etc. . e. In addition, in the near future we plan to announce a special event to provide mortgage loans on concessional terms, so watch our news ", - said Sergei Tropin, head of marketing and development of retail banking services to the International Moscow Bank .