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Bank	Car	Currency	Min amount ($)	Max amount ($)	Annual percentage rate (%)	Loan term (months)	Down payment (% of the value of the car)	Additional commission ($)
AVANGARD ZENIT		$, €	5000	100000	9-12,9	Up to 36	30	150
	Utility vehicles *	$, €	3000	40000	10	Up to 36	30	2% of the loan amount (min $ 200)
	Utility vehicles *	Rub.	3000	40000	16	Up to 36	30	2% of the loan amount (min $ 200)
Bank of Moscow	Utility vehicles	$, €	2000	70000	9	Up to 36	20	120 + 0,2% per month
	Utility vehicles	Rub.	2000	70000	16	Up to 36	20	120
	Used Cars	$, €	2000	70000	9	Up to 36	50	120 + 0,2% per month
	Used Cars	Rub.	2000	70000	16	Up to 36	50	120
Bank Societe Generale Vostok "	Utility vehicles	$, €	3000	No	9	Up to 36	10	150-200 + 10 each year
	Utility vehicles	Rub.	3000	No	19	Up to 36	10	150-200 + 10 each year
REVIVAL	All	$	No	700000 rub.	12,95	Up to 36	20	No
	All	Rub.	No	700000 rub.	17,95	Up to 36	20	No
BKF		$	5000	70000	13,59-14,69	Up to 36	26	200
GAZPROMBANK	Utility vehicles	$, €	3000	No	11,5-12	To 42	20-30	No
	Utility vehicles	Rub.	3000	No	16-18	To 42	20-30	No
	Used Cars	$, €	3000	No	13	To 42	30-50	No
	Used Cars	Rub.	3000	No	19-20	To 42	30-50	No
Gazenergoprombank	New, used foreign cars	$, €	2000	No	11-13	Up to 36	10, 30	100
	New, used foreign cars	Rub.	2000	No	16-18	Up to 36	10, 30	100
IMPEXBANK	Utility vehicles *	$, €	3000	100000	12-13,5	Up to 36	20	100
MASTER-BANK	Utility vehicles	$, €	5000	70000	9-11	Up to 36	20	150 + 0,3% per month
	Utility vehicles	Rub.	5000	70000	12-16	Up to 36	20	150 + 0,4% per month
MDM BANK	New, used foreign cars	$, €	4000	No	9-11,5	Up to 60	10	100-200
	New, used foreign cars	Rub.	4000	No	16-20	Up to 24	10	100-200
International Moscow Bank		$, €	5000	70000	9-9,5	Up to 36	30	200
	Used foreign cars	$, €	5000	70000	10-11	Up to 36	30	200
International Industrial Bank		$	5000	100000	11	Up to 48	20	No
		Rub.	150000 rub.	3000000 rub.	16	Up to 48	20	No
MOSCOW CREDIT BANK		$	4000	No	11-12	Up to 36	20-30	100
	New domestic	Rub.	40000 rub.	450000 rub.	11-20	Up to 36	20-30	3000 rub.
FIRST MUTUAL CREDIT SOCIETY	Utility vehicles	$, €	3000	100 000	9	Up to 48	20	0,4% each month
	Utility vehicles	Rub.	3000	100 000	12	Up to 48	20	0,5% each month
	Used foreign cars	$, €	No	20000	18	Up to 24	30	2% + 0.3% once per month
Petrocommerce	Utility vehicles, used foreign cars	$, €	15000	No	12	Up to 36	30	5000 rub.
	Utility vehicles, used foreign cars	Rub.	15000	No	18	Up to 36	30	5000 rub.
Probusinessbank		$, €	2000	No	12-14,9	Up to 60	10	No
	New domestic	Rub.	2000	No	17-21	Up to 60	20	No
	Used	$, €	2000	No	12-14,5	Up to 60	30	No
	Used	Rub.	2000	No	17-20	Up to 60	30	No
PROMSVYAZBANK	Utility vehicles, used foreign cars	$, €	15000	No	12	Up to 36	30	5000 rub.
	Utility vehicles, used foreign cars	Rub.	15000	No	18	Up to 36	30	5000 rub.
Raiffeisenbank Austria		$, €	5500	80000	9-12	Up to 36	20	200
		Rub.	5500	80000	14,5-16	Up to 36	20	200
	Used foreign cars	$, €	5500	80000	10-12	Up to 36	30	200
	Used foreign cars	Rub.	5500	80000	14,5-16	Up to 36	30	200
RosEvroBank		$, €	3000	No	9-9,9	Up to 36	20	130-170
		Rub.	3000	No	14-15	Up to 36	20	130-170
RUSSIAN STANDARD	All	Rub.	3000 rub.	300000 rub.	19	Up to 36	10	1,9
RUSSLAVBANK	Citroen Berlingo (c2, c3)	$	No	60000	0	Up to 12	30, 50	100
RUSS-BANK		$, €	5000	No	12	Up to 36	20-30	100-200
		Rub.	5000	No	19	Up to 36	20-30	100-200
Sporiteľňa	Foreign cars	$	No	No	12	Up to 60	10	No
	Domestic cars	Rub.	No	No	19	Up to 60	10	No
SLAVINVESTBANK		$	3000	70000	10-13	Up to 36	30	1% each month
Sobinbank	Utility vehicles, used foreign cars	$	4000	No	12-14	Up to 48	20	To 190
	Utility vehicles, used foreign cars	Rub.	4000	No	11,5-22,5	Up to 36	20	To 190
UNION	New foreign cars	$	No	No	9-9,9	Up to 36	20-50	100
	New domestic	Rub.	No	No	14-18	Up to 36	20	0,5% each month
TransCreditBank		$, €	3000	60000	10	Up to 36	20	100
		Rub.	90000 rub.	1,8 million rubles.	17-19	Up to 36	30	No
URALSIB	All	$, €	No	100000	11,90	Up to 36	20, 40	2% (max $ 100)
	All	Rub.	No	3000000 rub.	18,50	Up to 36	20, 40	2% (max $ 100)
Uniastrum BANK	Utility vehicles	$	No	No	9	Up to 24	25	0,5% each month

* In the friendly auto.

Source: Annex to the newspaper "Kommersant" № 177 (3016) dated 23.09.04