SMALL BUSINESS received loans in the Russian Bank for Development
Russian Development Bank will lend to small and medium businesses, which in recent years has become more weight in the economic development of Russia. Now the country has 1 million 56 thousand of this type. In general, they occupy about 15 million people.
According to the Ministry of Economic Development and Trade of each year in Russia created 50 thousand new companies of small and medium-sized businesses and 600 thousand jobs. This increase in employment in this sector is eight times higher than in the economy as a whole.
Themselves entrepreneurs are convinced that progress could be more significant if they had the opportunity to take loans with long maturity and a lower interest rate. This is an opportunity to provide Russian entrepreneurs recently created Russian Bank for Development and the Venture Fund, said the head of the Association of Regional Banks (ARB) of Russia Anatoly Aksakov.
«Very high expectations we have with the Bank of Development. The Bank will itself participate in the provision of guarantees for lending to small business and will provide loans at low interest loan program for small businesses to regional banks. ARB has signed an agreement with the Development Bank. Agreed that together develop criteria for the selection of credit institutions, which in turn will lend to small businesses. Available to the Russian Bank for Development from the state budget sent to 180 billion rubles ».
As noted Anatoly Aksakov, «long» loans and loans with deferred repayment will be taken in the Bank of Development. The money will go not to the trade and services sectors, and in the production of innovation. Venture Fund will also lend «risky» tech projects. And for innovative business already has a number of new laws, said Anatoly Aksakov:
«Duma adopted amendments to the tax code that provide tax incentives (VAT, profit tax) small businesses that are innovative businesses. The state should support, first of all, businesses that operate in innovation or production areas ».
For the development of small and medium-sized businesses in Russia formed a strong legislative framework: adopted «Act on small and medium business». Submitted to the State Duma a draft law on consumer credit. A bill on microfinance institutions.
