SC Bank and beyond will continue to provide services to private clients, but does not see retail as a priority for business development. According to the press service of the organization. Unlike the traditional way of converting the majority of Russian banks in corporate retail, SC The bank intends to focus on providing comprehensive services for corporate clients and their employees.
«Developed jointly with the consulting firm Deloitte Development Strategy for the Bank until 2010 to shift the focus of business SB Bank mainly in the service of small and medium-sized businesses. When saving and enhancing relationships with current corporate clients and their staff, orientation to the sector of the PSC would improve efficiency and profitability of business. It was expected that the share of transactions with small and medium-sized businesses in the soon to rise to 45% of the active operations of the Bank's corporate clients. Plans are also due to increase in the proportion of the new segment in the overall portfolio of clients and ; reducing industry concentration significantly reduce borrowers' credit risks. By 2009, the Security Bank expects to receive significant competitive advantage in this area by an individual approach to customers, a strong product line and development of information technology. It is for medium-sized companies with annual sales of 5 million U.S. proposal would include a wide range of loan products, services trade and project financing, documentary, emission products and brokerage services », - stated in an official message bank.
For small businesses with a turnover of 2 million dollars will be available for various options bezzalogovogo and mortgage lending, all forms of leasing and consulting services. Currently, for small and medium-sized businesses in the Security Bank successfully operates a special mortgage program. In addition, SC The bank, being the authorized bank of the Moscow government, loans to small businesses on bail Foundation for Credit small business in Moscow.
For private clients services include cash and settlement services, all types of bank guarantees, credit cards, the possibilities OFBU, depository storage and Internet banking, various mortgage lending, mortgage.
