Promsvyazbank launched a new credit program for small and medium-sized businesses. This was reported in the press-service credit and financial organizations. The Bank offers three basic product for the three groups of clients: «PSB-first», «PSB-Business», «PSB-Invest». Credits are issued in rubles, dollars and euros.
Bezzalogovym credit will benefit businesses, businesses that require between 300 thousand to 1 million rubles, or the equivalent in foreign currency. This untied loan, he issued an individual - the owner of the business. Credit is granted for up to 2 years at 18% per annum in rubles and 17% in dollar/euro. Term of the consideration of Day 2.
Loan Amount «PSB-first» with partial support - from 600 thousand to 3 million rubles. Credit is given an individual entrepreneur or LLC on the development of the company: the purchase of goods for resale, the small investment in fixed assets (vehicles, shop equipment, etc.). The term of the loan - up to 3 years, the rate - 17% per annum in rubles and 15.5% in dollars and euros. Funds are provided under a pledge of corporate or personal property. Term of the consideration of Day 2.
Credit
«PSB-Business» means the volume of lending from 3 to 9 million rubles, its target audience - a broad range of individual entrepreneurs and small companies with a monthly circulation of 1,5-15 million rubles. Funds may be used to finance current business and investment goals. Term loan - up to 5 years. The rate of 15-16% per annum in rubles and 14-15% - in dollars and euros, depending on the amount and term loan. The funds are provided under a pledge of corporate or personal property, perhaps in part to ensure . Term of consideration of 5 days.
amount of credit within the product «PSB-Invest» is from 9 to 30 million rubles. The loan is aimed at individual entrepreneurs, small and medium-sized businesses, business turnover of at least 6 million rubles per month. The purpose of the loan may be the financing of working capital and investment. Term loan - up to 5 years rate - 14-15,5% in rubles and 13-14,5% in dollars and euros. The loan is granted bail of corporate or personal property, perhaps a partial support. Term of consideration of 7 days.
