International Moscow Bank (IMB) completely updated line of credit products for small and medium-sized businesses. New proposals will be available to the Bank's clients in all cities and areas where the branches IMB - Voronezh, Yekaterinburg, Krasnodar, Moscow, Rostov-on-Don, Samara, St. Petersburg, Perm and Chelyabinsk.
from the former ruler remained unchanged microcredits only in terms of which any company can easily obtain the means of up to 1.5 million rubles. Now, however, quick loans to replenish the revolving fund can be obtained from the longer term (up to 18 months) for the new program «Express loans for small business» and «Commercial mortgage for FE». And to get a loan of up to 1 million rubles for legal entities and up to 300 thousand rubles for the PI is not required to provide collateral.
updated product «Credit for working capital». Now the loan repayment schedule can take into account the seasonality of the business, and the proportion required for the loan value of collateral is reduced to 25% of the loan. Replenish working capital of the company are also using the «revolving credit». Repayment on this loan is carried out only two installments at the end of the loan, and during the entire period the client can use at their discretion to use credit resources within the established limit on it.
new program «Developkredit» is designed for entrepreneurs who are owners of commercial real estate, income-generating activities. With its help you can get a loan for business development at a cost of up to 15 million rubles for up to 5 years, payments on the loan can be tied to revenues from the lease.
Another new program «Tehnokredit» geared to entrepreneurs for business development which requires expensive equipment, or vehicles. Providing for this type of loan will be purchased equipment that will enable the entrepreneur does not seek additional collateral, as well as to increase the loan amount to 15 million rubles for up to 3 years. At the same rate on the product may be below standard.
Finally, entrepreneurs, clients are invited to a credit program «Overdraft», implying the possibility of an overdraft on the customer's account in the IMB.
